Privacy Policy

Privacy Policy

Introduction

Welcome to https://mis-sold-car-finance-calculator-2.dreamdwellings.net (hereafter referred to as “Mis-sold Car Finance Calculator,” “we,” or “our”). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines our practices regarding the collection, use, and disclosure of data in alignment with various international privacy laws and regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • General Data Protection Regulation (GDPR) of the European Union
  • Lei Geral de Proteção de Dados (LGPD) of Brazil
  • California Consumer Privacy Act (CCPA/CPRA) and California Privacy Rights Act (CPRAA)
  • Colorado Privacy Act (CPA)
  • Utah Consumer Privacy Act (UCPA)
  • Connecticut Data Privacy Act (CTDPA)
  • Virginia Consumer Data Protection Act (VCDPA)
  • Protection of Personal Information Act (POPIA) of South Africa

Scope

This policy applies to all aspects of our online presence, including but not limited to:

  1. Our official website at https://mis-sold-car-finance-calculator-2.dreamdwellings.net.
  2. Any applications, services, or products offered through our platform.
  3. Interactions between our users and the Mis-sold Car Finance Calculator ecosystem.

Please note that this policy does not extend to third-party websites, applications, or services accessible through links on our site. These entities have their own privacy policies, and we encourage you to review them before engaging with such services.

Processing Activities

This Privacy Policy guides how we handle personal information when:

  1. You utilize our applications and services as an authorized user.
  2. You visit any of our websites linked to this policy.
  3. We communicate with you via email, calls, or text messages (SMS).

Personal Data Collection

We collect a range of personal data, categorized as follows:

  1. Account Information: Details related to your registration and account creation, including user names, passwords, and profile settings.
  2. Payment Information: Transaction details, payment history, and billing addresses used for financial transactions on our platform.
  3. Financial Information: Data about your financial status, income, and savings, which may be required for specific services or promotions.
  4. Purchase Information: Records of products or services accessed or purchased through our platform, including dates, quantities, and prices.
  5. Mobile Device Identifiers: Unique identifiers from your mobile device, such as IP addresses, advertising IDs, or device tokens.
  6. Location Data: Geographic location information provided by your browser or device when using our location-based services.
  7. Feedback: Any comments, suggestions, reviews, or ratings you provide to enhance our services.
  8. Social Media Information: Details obtained through social media platforms when you interact with our content or engage in social sharing features on our site.
  9. Product Information: Data about products viewed, added to carts, or purchased on our e-commerce platform.

We collect this data through various means: user input forms, account settings, browsing activities, analytics tools, cookies, and third-party integrations.

Cookies

Cookies are small text files stored on your browser when you visit our website. They play a vital role in enhancing user experience and enabling essential functions:

  1. Strictly Necessary Cookies: These cookies are required for basic site functionality, such as maintaining user sessions and ensuring secure connections.
  2. Preference Cookies: Used to store user preferences, like language settings and display options, to provide personalized experiences.
  3. Analytics Cookies: These track website usage, allowing us to understand user behavior, analyze trends, and improve our services.

Users can manage their cookie preferences through our Cookie Manager, providing control over non-essential cookies.

Retention and Deletion

We retain personal data for as long as necessary to fulfill the purposes for which it was collected, unless a longer retention period is required or permitted by law. When no longer needed, we will securely delete or anonymize your information. The specific retention periods vary based on the type of data and legal obligations.

Your Rights (Geographical Limitations Apply)

Depending on your location, you may have certain rights regarding your personal data, including:

  • Access to your information and its use details.
  • Request rectification or erasure of inaccurate or incomplete data.
  • Restriction or object to the processing of your data in specific circumstances.
  • Data portability, allowing you to move or copy your data from our systems to another.
  • The right to withdraw consent for data processing at any time without affecting the lawfulness of prior processing.
  • File appeals or complaints with our privacy team regarding data handling practices.

To exercise these rights, please contact our dedicated privacy team using the details provided below.

Changes to Policy

We reserve the right to update this Privacy Policy at any time. Any modifications will be effective immediately upon posting on our website. We encourage you to review this policy periodically to stay informed about how we protect your information.

Contact Information

For any privacy-related inquiries, unsubscribe requests, or data access/correction queries, please contact us:

  • Email: [email protected]
  • Address: Mis-sold Car Finance Calculator Privacy Team, [Provide Mailing Address]